One of your most valued assets is your home. You can protect your home and the contents against certain disasters by purchasing a standard homeowners policy.
Homeowners insurance coverage protects your property against damage as well as protcets your legal responsibility and liability in the event someone is injured on your property. This does include coverage for damage caused by household pets.
Some exceptions to the standard homeowners policies include, earthquake, flood and poor maintenance. You must purchase separate coverage for floods or earthquakes. Home maintenance problems are the homeowners responsibility.
In addition to standard homeowners policies, we offer non-standard policies. We have non-standard carriers for those who have trouble finding an insurance carrier, for reasons such as bad credit, older homes, rental properties, or for those homes that are old and in need of fixing up.